Buying a home should be a moment of joy and empowerment. Instead, it’s become a high-stakes maze where every turn seems rigged against you. Prices are soaring. Competition is ruthless. And if you’re like most buyers, you might not realize the biggest obstacle isn’t the market – it’s the system itself.

Here’s the uncomfortable truth: nearly every player in a traditional real estate transaction has a financial incentive for you to pay more. The higher the price, the bigger their payday. And you’re left footing the bill.

Let’s break it down.

Commission-Driven Agents: Misaligned Incentives Hiding in Plain Sight

Your agent may smile, nod, and say they’re on your side. But the way they’re paid tells a different story. Traditional buyer agents earn a commission based on the final sale price. That means every extra dollar you spend puts more in their pocket.

Think about that. In what other industry do you pay for advice that’s gets you to pay more?

At Agent Mira, we see this for what it is: a fundamental conflict of interest. That’s why our preferred pricing model is flat and transparent. We never earn more when you overpay. Because your interests are our only interests.

Mortgage Lenders: The Bigger the Loan, the Better for Them

Ever wonder why your “pre-approval” is often higher than what you feel comfortable spending? It’s not generosity – it’s business. Lenders profit from larger loans. The more you borrow, the more interest they collect over time.

This leads to many home buyers being “House Poor” – they spend a large portion of their income on housing expenses (mortgage, taxes, insurance, maintenance) and that they have little money left for other necessities and discretionary spending.

Title Companies, Inspectors, Appraisers: Quietly Profiting from Bigger Sales

Even the supporting cast often earns more when you spend more. Title and closing fees are frequently based on purchase price. Appraisers face pressure to “hit the number” so deals go through. Inspectors sometimes stay quiet to avoid derailing high-dollar closings.

It’s a system that subtly rewards everyone—
except you.

 

What Happens When Everyone Gets Paid More If You Spend More?

You get rushed. You get upsold. You get pressured into stretching just a little more.

This isn’t guidance. It’s a sales funnel in disguise.

And in a market where affordability is already strained, these pressures add up. Wages haven’t kept pace with home prices. First-time buyers are being priced out. And yet, the machi ne keeps humming along—because it’s profitable.

Why No One Talks About It (Until Now)

Most buyers don’t see the problem because it’s been normalized. We’re told to trust the system. Trust your agent. Trust the lender. But who profits when you trust blindly?

It’s time to stop trusting a broken system and start demanding a better one.

Agent Mira: Built for Buyers, Not the Industry

We didn’t just tweak the traditional model. We threw it out and started over.

  • Our success fee is flat and doesn’t change based on your home price.
  • Our AI tools don’t just show you listings—they flag risks, suggest strategy, and predict the optimal offer price for you.
  • Our client success leaders guide you with no pressure, no hidden incentives, and total transparency.
We’re not here to sell you a house. We’re here to help you buy the right one – on your terms.

The NAR Settlement: A Small Step Toward Transparency

The National Association of Realtors’ 2023 settlement is a signal that the system is under scrutiny. Under the new rules, buyers have to explicitly agree to their agent’s fee – rather than having it baked into the seller’s side of the deal.

But let’s be clear: this doesn’t solve the core problem. Agents are still incentivized to push you toward higher prices. The structure hasn’t changed—only the visibility has.

The Real Change Comes from You

 

The market isn’t going to fix itself. But you can change how you navigate it.

Ask the uncomfortable questions. Use tools that serve your interests. Work with people whose compensation doesn’t depend on how much you spend.

This is what buyer empowerment looks like. This is the future Agent Mira is building.

We’re not waiting for the industry to reform. We’re building the alternative right now.

If you’re ready to stop playing by their rules and start buying on your terms, join us.

Because your interests are our only interests!